5 Best Family Health Insurance Plans In India For 2025
Nowadays, it has become necessary to take health insurance for every person, like life insurance. The world has become home to diseases. And getting treatment for every disease is not a matter for everyone. Hence, you should have a better health insurance plan so that you can get the lowest and best treatment after getting sick.
There are many options available on the Internet for a good family floater health insurance plan in India, where you can find a good health insurance plan for yourself. Here, we have provided some of the best family health insurance plans available in India.
Star Health Insurance
Star Health and Allied Insurance Co. Ltd. is the best health insurance company in India. The Insurance plan name of Star Health Company is Family Optima. All the benefits covered and not covered in this scheme are given here. Star Family Health Optima Plan gives you coverage for a good amount at a monthly premium of Rs 11,055. This plan starts coverage after four years for the pre-existing disease. This plan also gives you the option of a Lifetime renewal.
Bharti AXA General Insurance
This insurance company offers us an insurance plan called Smart Health. This is such an insurance plan that gives you a cover of 100% amount on a monthly premium of Rs 12,064. Bharti AXA Smart Health Insurance Scheme starts coverage after four years, like other insurance plans, for pre-existing diseases.
Oriental Insurance
The oriental insurance company is one of the best insurance companies in the country. The oriental insurance company offers us an insurance plan, which we also call the Happy Family Flotter insurance plan. Under the Oriental Insurance Happy Family Floater Plan, there is a provision to give 90 percent of the total treatment expenses by the insurance company. The monthly premium of the Oriental Insurance Happy Family Floater Plan is Rs 9,297. This plan also starts coverage after four years for the pre-existing disease.
ICICI Lombard Insurance
The ICICI Lombard Insurance Company provides us ICICI Lombard iHealth insurance plan. Under the ICICI Lombard iHealth plan, there is a provision to provide 100 percent of the total expenses by the insurance company. Like any other insurance company, this insurance company also provides us with the cover of 100% amount on a monthly premium of Rs 14,668. But under this plan, there are not included allopathic remedies such as Ayurveda / Homeopathy and Unani treatment.
TATA AIG Insurance
Tata AIG Insurance Company keeps the best health insurance plan for us, which is known as the Mediprime Health Insurance Plan. The monthly premium of the Tata AIG Mediprime Health Insurance Plan is Rs 15,488. Like all other health insurance companies, this company plan also starts coverage after four years for pre-existing diseases.