Credit cards make life easier and give you the freedom to spend your money freely. So, you have to choose a credit card that facilitates you with lots of features. Here I am sharing some best lifestyle credit cards in India that will help you out to make your life easier.
HDFC Bank Regalia First Card
- You will get reward point on every transaction at the retail store
- You can avail discount up to 15% at selected premium restaurants
- Three times in a year you will get access to international lounge
- Two times in a quarter you will get access to the domestic airport lounge
- At HDFC Regalia website you can redeem your reward points to book the hotel, air tickets or movie tickets (1 reward point = INR 0.30)
- Annual Fee – INR 1000
- Rate of Interest – 35.4% per Annum
HDFC Diners Club Black Credit Card
- You will get reward point on every transaction at the retail store
- You can avail discount up to 15% at selected premium restaurants
- Unlimited times in a year you will get access to international and domestic lounge
- At 150+ airlines you can redeem your reward points to book air tickets and hotels
- While paying joining fee you will get reward points up to 10000
- Annual Fee for 1st year – INR 10000 excluding GST if your spending is lesser than INR 30,000 and it will be discounted if your spending crosses INR 30,000
- Annual Fee from 2nd Year onwards – INR 5000 excluding GST
- Rate of Interest – 23.9% per Annum
Axis Bank Privilege Credit Card
- You will get rewards points while transacting on international and domestic retails
- Once in 3 months, you will get access to MasterCard lounges
- You can repay your amount in EMIs if you have spent more than INR 2500
- You can avail discount up to 15% at selected premium restaurants
- 1% Fuel Surcharge Waiver
- You will get a gift voucher of INR 5000 on spending every INR 2,50,000
- Annual Fee – INR 1500
- Rate of Interest – 41.75% per Annum
ICICI Bank Coral Credit Card
- On every anniversary year, the cardholder may get payback points limited to 10000
- The cardholder can get access in every 4 months to one visit to lounge at the domestic airport
- The cardholder can get access in every quarter to one visit to lounge at domestic railway
- Two Movie tickets discount at bookmyshow.com every month
- You can save min 15% while dining at selected restaurants
- Joining Fee – INR 500 excluding GST
- Annual Fee – INR 500 excluding GST that will applicable from second year onwards
- Rate of Interest – 40.8% per Annum
Kotak PVR Platinum Credit Card
- If you expand more than INR 10000 in a month then you will get 2 movie tickets at PVR cinemas
- You can avail movie ticket discount up to INR 400 at PVR cinemas
- Insurance of the card in the case of lost or stolen
- Joining Fee – Zero
- Annual Fee – INR 999 from the second year onwards
- Rate of Interest – 40.8% per Annum
Documents required getting Lifestyle Credit Card
- Identity Proof
- Address Proof
- PAN Card
- Salary Slips or IT Returns
- Completely Filled Application
- One Photograph Passport Size