{"id":1041,"date":"2021-02-18T15:43:25","date_gmt":"2021-02-18T10:13:25","guid":{"rendered":"https:\/\/www.goldbhai.com\/?p=1041"},"modified":"2021-02-18T15:44:27","modified_gmt":"2021-02-18T10:14:27","slug":"personal-loan-from-icici-bank","status":"publish","type":"post","link":"https:\/\/www.goldbhai.com\/blog\/personal-loan-from-icici-bank\/","title":{"rendered":"Personal Loan from ICICI Bank"},"content":{"rendered":"<p>A personal loan is the need of the hour and people are moving towards it because we all need money to fulfil our dreams and ICICI Bank is one of those leading banks that facilitates personal loans with ease.<\/p>\n<p>The process of taking a personal loan is quite simple and you can avail finance for your personal use with minimal documentation and faster approval process. Now take a look at some interesting points related to details of Personal Laon from ICICI Bank.<\/p>\n<p>&nbsp;<\/p>\n<table>\n<tbody>\n<tr>\n<td width=\"301\"><strong>Part Pre-Payment Facility<\/strong><\/td>\n<td width=\"301\">N\/A<\/td>\n<\/tr>\n<tr>\n<td width=\"301\"><strong>APR (Annual Percentage Rate)<\/strong><\/td>\n<td width=\"301\">11.25%<\/td>\n<\/tr>\n<tr>\n<td width=\"301\"><strong>Loan Tenure<\/strong><\/td>\n<td width=\"301\">5 Years<\/td>\n<\/tr>\n<tr>\n<td width=\"301\"><strong>Charges for Loan Processing<\/strong><\/td>\n<td width=\"301\">2.25% Excluding GST<\/td>\n<\/tr>\n<tr>\n<td width=\"301\"><strong>Late Payment Charges<\/strong><\/td>\n<td width=\"301\">5% Per Year of total outstanding Principal Excluding GST<\/td>\n<\/tr>\n<tr>\n<td width=\"301\"><strong>Charges for Foreclosure<\/strong><\/td>\n<td width=\"301\">24% Per Year on Outstanding Amount from Default Date<\/td>\n<\/tr>\n<tr>\n<td width=\"301\"><strong>Charges for Part-Payment<\/strong><\/td>\n<td width=\"301\">Not allowed<\/td>\n<\/tr>\n<tr>\n<td width=\"301\"><strong>Loan Amount (Maximum)<\/strong><\/td>\n<td width=\"301\">30 Lakh<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h3>Profile of ICICI Bank<\/h3>\n<p><strong>Industry Type<\/strong>: Regional Bank<\/p>\n<p><strong>Sector<\/strong>: Finance<\/p>\n<p>ICICI Bank is a big name in the field of private banks in India. This bank came into existence in 1994 and headquartered in Mumbai. This financial and banking services provider is holding the second position of the biggest private banks in the country.<\/p>\n<p>Currently, they are holding the revenue of around 1300 Crores US Dollars and providing amazing facilities to their customers.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A personal loan is the need of the hour and people are moving towards it because we all need money to fulfil our dreams and ICICI Bank is one of those leading banks that facilitates personal loans with ease. The process of taking a personal loan is quite simple and you can avail finance for\u2026 <span class=\"read-more\"><a href=\"https:\/\/www.goldbhai.com\/blog\/personal-loan-from-icici-bank\/\">Read More &raquo;<\/a><\/span><\/p>\n","protected":false},"author":2,"featured_media":1042,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1041","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Personal Loan from ICICI Bank - Know more about loan<\/title>\n<meta name=\"description\" content=\"Here I have shared all the details regarding the personal loan from the ICICI Bank. 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