{"id":365,"date":"2019-08-07T11:56:45","date_gmt":"2019-08-07T06:26:45","guid":{"rendered":"https:\/\/www.loanmilega.in\/?p=365"},"modified":"2019-08-07T11:56:45","modified_gmt":"2019-08-07T06:26:45","slug":"difference-top-up-and-home-improvement-loans","status":"publish","type":"post","link":"https:\/\/www.goldbhai.com\/blog\/difference-top-up-and-home-improvement-loans\/","title":{"rendered":"Difference between Top-Up Loans and Home Improvement Loans"},"content":{"rendered":"<p>Nowadays prices are at its peak for everything that we can use to build or renovate our home. Many times we plan for a budget and take a home loan according to that. But after some time we ran out of money due to expenses. In this case, these small loans help us to get going. But before going forward we should understand the basic differences between the two and decide with which one we should go. Let\u2019s check out the major differences between a top-up loan and home improvement loan.<\/p>\n<h2>Top-Up Loans<\/h2>\n<p>Many time we plan for things and budget for them but we lack the budget. The reason may vary but we will require some extra amount to complete the construction of the house. In such cases, the top-up loan will help you out with that extra amount.<\/p>\n<h3>Top-up Loan Benefits:<\/h3>\n<ul>\n<li>Quicker approval based on the previous loan<\/li>\n<li>Doesn&#8217;t need additional security<\/li>\n<li>Lesser interest rate when compared with the Personal loan<\/li>\n<li>The borrowed amount can be used for any purpose<\/li>\n<li>Tax exemption when used just on home development<\/li>\n<\/ul>\n<h3>Eligibility for Top-Up Loans:<\/h3>\n<ul>\n<li>To apply for this loan you should consists of an existing home loan that is currently running<\/li>\n<li>Your house should be one year old at least<\/li>\n<\/ul>\n<h2>Home Improvement Loans<\/h2>\n<p>If you are willing to renovate your house or going to make some improvement in your house then this loan is perfect for you. This loan facilitates with you a higher amount with a lower interest rate. So, you can build your dream house without the tension of money.<\/p>\n<h3>Home Improvement Loans Benefits:<\/h3>\n<ul>\n<li>A bigger amount can be borrowed<\/li>\n<li>Higher chance of loan approval with an existing home loan<\/li>\n<li>Low-interest rate<\/li>\n<li>Long tenure for repayment<\/li>\n<li>Tax exemption<\/li>\n<\/ul>\n<h3>Eligibility for Home Improvement Loans:<\/h3>\n<ul>\n<li>Age of the applicant should between 21 years and retirement age<\/li>\n<li>A good CIBIL score is compulsory<\/li>\n<li>You can apply with a partner<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Nowadays prices are at its peak for everything that we can use to build or renovate our home. Many times we plan for a budget and take a home loan according to that. But after some time we ran out of money due to expenses. In this case, these small loans help us to get\u2026 <span class=\"read-more\"><a href=\"https:\/\/www.goldbhai.com\/blog\/difference-top-up-and-home-improvement-loans\/\">Read More &raquo;<\/a><\/span><\/p>\n","protected":false},"author":2,"featured_media":369,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[51,52,53],"class_list":["post-365","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan","tag-difference-between-top-up-loans-and-home-improvement-loans","tag-home-improvement-loans","tag-top-up-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Difference between Top-Up Loans and Home Improvement Loans<\/title>\n<meta name=\"description\" content=\"Difference between Top-Up Loans and Home Improvement Loans. You will find the major differences and eligibility of both loans and why you should go with.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.goldbhai.com\/blog\/difference-top-up-and-home-improvement-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Difference between Top-Up Loans and Home Improvement Loans\" \/>\n<meta property=\"og:description\" content=\"Difference between Top-Up Loans and Home Improvement Loans. 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