{"id":558,"date":"2026-01-05T05:01:54","date_gmt":"2026-01-04T23:31:54","guid":{"rendered":"https:\/\/www.loanmilega.in\/?p=558"},"modified":"2026-01-08T17:02:09","modified_gmt":"2026-01-08T11:32:09","slug":"best-lifestyle-credit-cards","status":"publish","type":"post","link":"https:\/\/www.goldbhai.com\/blog\/best-lifestyle-credit-cards\/","title":{"rendered":"Best Lifestyle Credit Cards to Make Your Life Easier"},"content":{"rendered":"<p>Credit cards make life easier and give you the freedom to spend your money freely. So, you have to choose a credit card that facilitates you with lots of features. Here I am sharing some best lifestyle credit cards in India that will help you out to make your life easier.<\/p>\n<h3>HDFC Bank Regalia First Card<\/h3>\n<ul>\n<li>You will get reward point on every transaction at the retail store<\/li>\n<li>You can avail discount up to 15% at selected premium restaurants<\/li>\n<li>Three times in a year you will get access to international lounge<\/li>\n<li>Two times in a quarter you will get access to the domestic airport lounge<\/li>\n<li>At HDFC Regalia website you can redeem your reward points to book the hotel, air tickets or movie tickets (1 reward point = INR 0.30)<\/li>\n<li>Annual Fee \u2013 INR 1000<\/li>\n<li>Rate of Interest \u2013 35.4% per Annum<\/li>\n<\/ul>\n<h3>HDFC Diners Club Black Credit Card<\/h3>\n<ul>\n<li>You will get reward point on every transaction at the retail store<\/li>\n<li>You can avail discount up to 15% at selected premium restaurants<\/li>\n<li>Unlimited times in a year you will get access to international and domestic lounge<\/li>\n<li>At 150+ airlines you can redeem your reward points to book air tickets and hotels<\/li>\n<li>While paying joining fee you will get reward points up to 10000<\/li>\n<li>Annual Fee for 1<sup>st<\/sup> year \u2013 INR 10000 excluding GST if your spending is lesser than INR 30,000 and it will be discounted if your spending crosses INR 30,000<\/li>\n<li>Annual Fee from 2<sup>nd<\/sup> Year onwards \u2013 INR 5000 excluding GST<\/li>\n<li>Rate of Interest \u2013 23.9% per Annum<\/li>\n<\/ul>\n<h3>Axis Bank Privilege Credit Card<\/h3>\n<ul>\n<li>You will get rewards points while transacting on international and domestic retails<\/li>\n<li>Once in 3 months, you will get access to MasterCard lounges<\/li>\n<li>You can repay your amount in EMIs if you have spent more than INR 2500<\/li>\n<li>You can avail discount up to 15% at selected premium restaurants<\/li>\n<li>1% Fuel Surcharge Waiver<\/li>\n<li>You will get a gift voucher of INR 5000 on spending every INR 2,50,000<\/li>\n<li>Annual Fee \u2013 INR 1500<\/li>\n<li>Rate of Interest \u2013 41.75% per Annum<\/li>\n<\/ul>\n<h3>ICICI Bank Coral Credit Card<\/h3>\n<ul>\n<li>On every anniversary year, the cardholder may get payback points limited to 10000<\/li>\n<li>The cardholder can get access in every 4 months to one visit to lounge at the domestic airport<\/li>\n<li>The cardholder can get access in every quarter to one visit to lounge at domestic railway<\/li>\n<li>Two Movie tickets discount at bookmyshow.com every month<\/li>\n<li>You can save min 15% while dining at selected restaurants<\/li>\n<li>Joining Fee \u2013 INR 500 excluding GST<\/li>\n<li>Annual Fee &#8211; INR 500 excluding GST that will applicable from second year onwards<\/li>\n<li>Rate of Interest \u2013 40.8% per Annum<\/li>\n<\/ul>\n<h3>Kotak PVR Platinum Credit Card<\/h3>\n<ul>\n<li>If you expand more than INR 10000 in a month then you will get 2 movie tickets at PVR cinemas<\/li>\n<li>You can avail movie ticket discount up to INR 400 at PVR cinemas<\/li>\n<li>Insurance of the card in the case of lost or stolen<\/li>\n<li>Joining Fee \u2013 Zero<\/li>\n<li>Annual Fee \u2013 INR 999 from the second year onwards<\/li>\n<li>Rate of Interest \u2013 40.8% per Annum<\/li>\n<\/ul>\n<h3>Documents required getting Lifestyle Credit Card<\/h3>\n<ul>\n<li>Identity Proof<\/li>\n<li>Address Proof<\/li>\n<li>PAN Card<\/li>\n<li>Salary Slips or IT Returns<\/li>\n<li>Completely Filled Application<\/li>\n<li>One Photograph Passport Size<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Credit cards make life easier and give you the freedom to spend your money freely. So, you have to choose a credit card that facilitates you with lots of features. Here I am sharing some best lifestyle credit cards in India that will help you out to make your life easier. HDFC Bank Regalia First\u2026 <span class=\"read-more\"><a href=\"https:\/\/www.goldbhai.com\/blog\/best-lifestyle-credit-cards\/\">Read More &raquo;<\/a><\/span><\/p>\n","protected":false},"author":2,"featured_media":560,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[118,117,82],"class_list":["post-558","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-process","tag-best-lifestyle-credit-cards","tag-best-lifestyle-credit-cards-in-india","tag-credit-card"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Lifestyle Credit Cards to Make Your Life Easier - Know more about loan<\/title>\n<meta name=\"description\" content=\"Best Lifestyle Credit Cards in India to Make Your Life Easier. 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