IDFC First Bank Gold Loan

IDFC First Bank | Gold Loan | 09-Jun,2023

About IDFC First Bank: आईडीएफसी फर्स्ट बैंक लिमिटेड भारतीय निजी क्षेत्र का सबसे लोकप्रिय बैंक है । आईडीएफसी फर्स्ट बैंक लिमिटेड की स्थापना वर्ष 2015 में हुई थी। बैंक बैंकिंग, वित्त और अन्य सेवाएं प्रदान करता है। वर्तमान में, आईडीएफसी फर्स्ट बैंक लिमिटेड अन्य बैंको की तुलना में अच्छी सेवाओं के साथ अधिक लोकप्रिय हो गया है।

Detail: A borrower should be at least 18 years old in order to apply for a gold loan.

Annual Percentage Rate (APR): 7.30% p.a. onwards

Minimum & Maximum period for repayment (Loan Tenure): 12 months to 60 months

Loan processing charges: 1% of the Loan Amount

Late Payment: During tenure: 24% per annum on overdue amount or Rs 300, whichever is higher

Foreclosure Charges: 2% of Gold Loan amount if loan closed within 90 days of disbursal

Partpayment Charges: NIL

Maximum Loan Amount: Up to Rs.50 lakh

IDFC First Bank Profile

Sector : Finance

Industry : Regional Banks

आईडीएफसी फर्स्ट बैंक लिमिटेड भारत में सबसे अच्छा सार्वजनिक क्षेत्र का बैंक है जो कॉर्पोरेट बैंकिंग, उपभोक्ता बैंकिंग, वित्त और बीमा, निवेश बैंकिंग, निजी बैंकिंग, बंधक ऋण, निजी इक्विटी, बचत और प्रतिभूतियों सहित बैंकिंग और वित्तीय सेवाएं प्रदान करता है। सूत्रों के अनुसार, 31 मार्च 2020 तक बैंक के पास 20,222 कर्मचारियों का नेटवर्क है। इसका मुख्यालय मुंबई, महाराष्ट्र में है। वर्तमान में, वी. वैद्यनाथन 19 दिसंबर 2018 से आईडीएफसी फर्स्ट बैंक के सीईओ और एमडी की कुर्सी संभाल रहे हैं।

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IDFC First Bank ROI Max Loan Amount Tenure Processing Fee Late Payment Foreclosure Charges Partpayment Charges
Personal Loan 10.49% Up to Rs. 1 Crore Up to 60 months As per the loan agreement. Upto 2% of the unpaid EMI or Upto INR 300 whichever is higher Up to 5% of Principal loan outstanding after payment of 6 or more EMIs NIL
Home Loan 6.90% onwards Up to Rs. 5 Crore Up to 30 years Up to 3% of loan amount NIL According to the Bank. NIL
Car Loan 8.65% New Car : 90% of loan amount Used Car : 80% of loan amount Up to 10 years Rs 3500 - Rs 5500 -- NIL --
Gold Loan 7.30% p.a. onwards Up to Rs.50 lakh 12 months to 60 months 1% of the Loan Amount During tenure: 24% per annum on overdue amount or Rs 300, whichever is higher 2% of Gold Loan amount if loan closed within 90 days of disbursal NIL
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