HDFC Bank Gold Loan
About HDFC Bank: Bank Limited is a financial and financial services company in India that was founded in August 1994. The bank provides services to various internet companies and financial institutions. The bank is headquartered in Mumbai, Maharashtra.
Detail: 1) HDFC Bank Gold Loan avail at an attractive interest rate of 9.50%. 2) The applicant should be at least 21 year of age and should no be more than 60 year older.
Annual Percentage Rate (APR): 9.50% p.a. onwards
ICICI Bank Gold Loan
About ICICI Bank: ICICI Bank Limited, commonly known as ICICI Bank, is an Indian multinational banking and financial services company that was inaugurated on January 5, 1994. Its registered office is located in Vadodara, Gujarat, and its corporate office is in Mumbai, Maharashtra.
Detail: 1) A customer can get a gold loan up to 1 Crore against their gold jewellery. 2) An Indian Resident between the age 21 to 60 years.
Annual Percentage Rate (APR): 10.50% p.a. onwards
Bank of Baroda Gold Loan
About Bank of Baroda: Bank of Baroda, formally known as BOB, is one of Indias largest public sector banks, founded on July 20, 1908, by Sayajirao Gaekwad III. With 131 million customers, it is the third-largest public sector bank in India.
Detail: 1) You will be required to get a gold loan from Bank of Baroda. 2) The applicant should be between 18 years to 75 years of age.
Annual Percentage Rate (APR): 7.70% p.a. onwards
IndusInd Bank Gold Loan
About IndusInd Bank: IndusInd Bank Limited is one of Indias largest banks and a new-generation Indian bank. It was established by the Hinduja Group on April 31, 1994. The banks headquarters are located in Pune, Maharashtra, and it has been operating continuously since April 1994.
Detail: 1) The age of the applicant should be between 21 years to 70 years. 2) IndusInd Bank Gold Loan avail at starting rate of 12% p.a.
Annual Percentage Rate (APR): Up to 16 % p.a.
Kotak Mahindra Bank Gold Loan
Kotak Mahindra Bank | GOLD LOAN
About Kotak Mahindra Bank: Kotak Mahindra Bank Limited is a private sector bank. It offers banking and financial services to retail and corporate customers. The bank was founded by Uday Kotak in February 2003. Uday Kotak has been the CEO of Kotak Mahindra Bank since May 1, 2018.
Detail: 1) Kotak Mahindra Bank Gold Loan avail at starting rate of 10.50% p.a. 2) The minimum age of the applicants should be 18 years old for applying for a loan.
Annual Percentage Rate (APR): 10.50% p.a.
RBL Bank Gold Loan
About RBL Bank: RBL Bank is one of Indias most popular banks, established in 1943, with its regional headquarters located in Mumbai, Maharashtra. According to sources, the bank had a workforce of 5,843 employees as of 2019. It offers a wide range of banking products and services to all its customers, including consumer banking, corporate banking, finance, and insurance.
Detail: 1) Avail a gold loan from RBL Bank with an interest rate starting at 10.75% p.a. 2) The applicant should be at least 18 years of age.
Annual Percentage Rate (APR): 10.50% p.a.
Yes Bank Gold Loan
About Yes Bank: Yes Bank is an Indian private sector bank with its corporate headquarters in Mumbai, Maharashtra. The bank was founded by Ashok Kapur and Rana Kapoor in 2004. The bank provides banking and financial products and services to corporate and retail customers.
Detail: Applicants must be at least 18 years of age, and less than 65 years of age at the time of maturity.
Annual Percentage Rate (APR): 11.00% p.a. onwards
Bandhan Bank Gold Loan
About Bandhan Bank: Bandhan Bank Limited is an Indian banking and financial services provider headquartered in Kolkata, West Bengal. The bank was founded by Chandra Shekhar Ghosh on August 23, 2015. It has been providing banking and financial services since that date. According to sources, Dr. Anup Kumar Sinha currently holds the position of Chairman of Bandhan Bank.
Detail: 1) Gold Loan amount starts from Rs 10,000. 2) Applicants must be at least 18 years of age, and less than 70 years of age at the time of loan maturity.
Annual Percentage Rate (APR): 12.00% p.a.
Union Bank of India Gold Loan
Union Bank of India | GOLD LOAN
About Union Bank of India: Union Bank of India is one of the largest banks established in India, engaged in providing commercial banking services. The bank offers services in corporate and wholesale banking, retail banking operations, treasury operations, and other banking services. In addition, the bank also provides personal and corporate loans. The bank was founded on November 11, 1919. Its head office is currently located in Mumbai, India.
Detail: Candidate should be at least 21 years of age at the time of applying for a loan.
Annual Percentage Rate (APR): 13.00% p.a.
AU Small Finance Bank Limited Gold Loan
AU Small Finance Bank Limited | GOLD LOAN
About AU Small Finance Bank Limited: AU Small Finance Bank Limited is engaged in the provision of commercial banking services. It is an Indian scheduled commercial bank that was established in 1996 as AU Financiers Limited, a vehicle finance company. This vehicle finance company was later converted into a small finance bank on April 19, 2017.
Detail: 1) Customers can get a gold loan from AU Small Finance Bank under Swarna Samridhi Scheme. 2) To be eligible for a loan, the applicant should be between the age 18 to 65 years.
Annual Percentage Rate (APR): Up to 18% p.a.
United Bank of India Gold Loan
United Bank of India | GOLD LOAN
About United Bank of India: United Bank of India (UBI) is one of the largest banks in India, headquartered in Kolkata. It is a government-owned bank. Currently, United Bank of India has a three-tiered organizational structure. The bank has 36 regional offices and 2054 branches spread across India. It has a significant presence in Eastern India.
Detail: 1) The loan amount from the United Bank of India will directly depend on your gold value. 2) To be eligible for a loan, the applicant should be at least 21 years of age and should no be more than 70 year older.
Annual Percentage Rate (APR): 7.95% p.a.
Allahabad Bank Gold Loan
About Allahabad Bank: Allahabad Bank is one of the largest banks in India and is engaged in the business of debenture and security trusteeship. Allahabad Bank was founded on April 14, 1865, in Kolkata. The banks headquarters are located in Kolkata, India.
Detail: 1) 18-70 years of age 2) Available for Salaries & Self-Employed 3) Gold Quality - Minimum 18 Carats (10 grams)
Annual Percentage Rate (APR): 7.0% Per Annum
Punjab National Bank Gold Loan
Punjab National Bank | GOLD LOAN
About Punjab National Bank: Punjab National Bank is one of Indias most popular banks, founded in 1895 and headquartered in New Delhi, India. It operates as a commercial bank, offering a wide range of banking products and services to all its customers, including consumer banking, corporate banking, finance, and insurance.
Detail: 1) Reasonable ROI 2) Max Age - 70 Years, Min Age - 21 Years 3) Easy to get
Annual Percentage Rate (APR): 8.75% p.a.
Indian Bank Gold Loan
About Indian Bank: Indian Bank is one of Indias most popular banks, established in 1907. It is one of the top-performing public sector banks in India. The bank offers a wide range of banking products and services to all its customers. As of 2019, the bank had a total of 20,924 employees.
Detail: 1) Reasonable rate of interest 2) All individual farmers are eligible to apply for this Gold loan under the agriculture gold loan scheme.
Annual Percentage Rate (APR): 8.50% p.a. onwards
Central Bank of India Gold Loan
Central Bank of India | GOLD LOAN
About Central Bank of India: Central Bank of India is a prominent bank operating in India. It offers a wide range of commercial banking products and services. It is one of the most trusted banks in India. Central Bank of India was founded on December 21, 1911, by Sorabji Pochkhanawala and its headquarters are located in Mumbai, India.
Detail: The applicant should be at least the age of 21 years at the time of applying for a loan.
Annual Percentage Rate (APR): --
UCO Bank Gold Loan
About UCO Bank: UCO Bank, also known as United Commercial Bank, is one of the largest nationalized banks in India. It was founded in 1943 in Kolkata by Ghanshyam Das Birla. Currently, it is owned by the Ministry of Finance, Government of India. It offers a wide range of banking and financial services. As of 2021, the bank was ranked 80th on the Fortune India 500 list.
Detail: Candidates should be between 21 to 65 years old.
Annual Percentage Rate (APR): 7.50% p.a.
IDFC First Bank Gold Loan
About IDFC First Bank: IDFC First Bank Limited is one of the most popular private sector banks in India. IDFC First Bank Limited was established in 2015. The bank provides banking, financial, and other services. Currently, IDFC First Bank Limited has become more popular compared to other banks due to its excellent services.
Detail: A borrower should be at least 18 years old in order to apply for a gold loan.
Annual Percentage Rate (APR): 7.30% p.a. onwards
Muthoot Finance Ltd Gold Loan
Muthoot Finance Ltd | GOLD LOAN
About Muthoot Finance Ltd: Muthoot Finance Company is an Indian financial services company that provides business loans, investment management, gold distribution, insurance, and other financial services. Muthoot Finance offers gold loans at low interest rates. The company has expanded its services across India, making its facilities available to residents in various rural and urban areas. Muthoot Finance enjoys the trust of over 70 million people. It is one of the most renowned gold loan providers in India. The company primarily focuses on lending. It is a reliable company for obtaining gold loans.
Detail: The eligibility of applicants for gold loan also depends on the value per gram of their gold jewellery.
Annual Percentage Rate (APR): 10.90% p.a. onwards
