UCO Bank Gold Loan

UCO Bank | Gold Loan | 01-Jul,2023

About UCO Bank: UCO Bank, also known as United Commercial Bank, is one of the largest nationalized banks in India. It was founded in 1943 in Kolkata by Ghanshyam Das Birla. Currently, it is owned by the Ministry of Finance, Government of India. It offers a wide range of banking and financial services. As of 2021, the bank was ranked 80th on the Fortune India 500 list.

Detail: Candidates should be between 21 to 65 years old.

Annual Percentage Rate (APR): 7.50% p.a.

Minimum & Maximum period for repayment (Loan Tenure): Upto 03 years

Loan processing charges: 1% of the loan amount

Late Payment: As per loan agreement

Foreclosure Charges: As per loan agreement

Partpayment Charges: As per loan agreement

Maximum Loan Amount: Upto Rs. 2 Crore

UCO Bank Profile

Sector : Finance

Industry : Regional Banks

UCO Bank offers a variety of loans, including personal loans, car loans, home loans, business loans, gold loans, and education loans. Its headquarters are located in Kolkata. As of March 2021, UCO Bank had a total of 22,012 employees working in its branches. Currently, Atul Kumar Goel holds the position of CEO of UCO Bank.

Know more

You will go on the Official website.

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Loan Type

UCO Bank ROI Max Loan Amount Tenure Processing Fee Late Payment Foreclosure Charges Partpayment Charges
Personal Loan 8.45% p.a. Up to Rs. 15 lack Up to 60 months Up to 1% of loan sanctioned As per loan agreement N/A N/A
Home Loan 8.85% p.a Up to 90% of financing 30 years 0.5% of loan amount As per the loan application form. As per loan agreement As per loan agreement
Education Loan 9.30% p.a. 1) India: Rs.10 lack 2) Overseas: Rs.20 lack 15 years after moratorium period None -- -- --
Car Loan 1) New car loan: 9.10% p.a. 2) Pre-used car loan: 10.20% p.a. 1) New car loan: 85% of the on-road price 2) Up to Rs.15 lack Up to 60 months 1% of the loan amount As per the loan application form. As per loan agreement N/A
Business Loan 8.85% p.a. Upto 1 Crore Up to 60 months As per loan agreement As per the loan application form. As per the loan application form. --
Gold Loan 7.50% p.a. Upto Rs. 2 Crore Upto 03 years 1% of the loan amount As per loan agreement As per loan agreement As per loan agreement

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