HDFC Bank Personal Loan
About HDFC Bank: Bank Limited is a financial and financial services company in India that was founded in August 1994. The bank provides services to various internet companies and financial institutions. The bank is headquartered in Mumbai, Maharashtra.
Detail: Candidates need to attain the age of 21 years and should be able to provide the required KYC documents.
Annual Percentage Rate (APR): 11.25 % to 18 %
ICICI Bank Personal Loan
About ICICI Bank: ICICI Bank Limited, commonly known as ICICI Bank, is an Indian multinational banking and financial services company that was inaugurated on January 5, 1994. Its registered office is located in Vadodara, Gujarat, and its corporate office is in Mumbai, Maharashtra.
Detail: The applicant should be minimum 23 years and should be able to provide the KYC documents.
Annual Percentage Rate (APR): 10.5% to 19% per annum
Bank of Baroda Personal Loan
Bank of Baroda | PERSONAL LOAN
About Bank of Baroda: Bank of Baroda, formally known as BOB, is one of Indias largest public sector banks, founded on July 20, 1908, by Sayajirao Gaekwad III. With 131 million customers, it is the third-largest public sector bank in India.
Detail: To be eligible for a personal loan, candidates need to attain the age of 21 years.
Annual Percentage Rate (APR): 11.35% - 16.35%
IndusInd Bank Personal Loan
About IndusInd Bank: IndusInd Bank Limited is one of Indias largest banks and a new-generation Indian bank. It was established by the Hinduja Group on April 31, 1994. The banks headquarters are located in Pune, Maharashtra, and it has been operating continuously since April 1994.
Detail: To be eligible for a personal loan, candidates should be attained the age of 21 years and should be able to provide the required documents for KYC.
Annual Percentage Rate (APR): 11.25%
Kotak Mahindra Bank Personal Loan
Kotak Mahindra Bank | PERSONAL LOAN
About Kotak Mahindra Bank: Kotak Mahindra Bank Limited is a private sector bank. It offers banking and financial services to retail and corporate customers. The bank was founded by Uday Kotak in February 2003. Uday Kotak has been the CEO of Kotak Mahindra Bank since May 1, 2018.
Detail: Candidates should be between 21 to 58 years of age for availing a personal loan.
Annual Percentage Rate (APR): 10.99% - 18%
RBL Bank Personal Loan
About RBL Bank: RBL Bank is one of Indias most popular banks, established in 1943, with its regional headquarters located in Mumbai, Maharashtra. According to sources, the bank had a workforce of 5,843 employees as of 2019. It offers a wide range of banking products and services to all its customers, including consumer banking, corporate banking, finance, and insurance.
Detail: Candidates should be above the age of 21 years and should be able to provide the required KYC documents.
Annual Percentage Rate (APR): 13.99%
Tata Capital Limited Personal Loan
Tata Capital Limited | PERSONAL LOAN
About Tata Capital Limited: Tata Capital Limited, formally known as Tata Capital, is a financial and investment services provider company in India. The companys corporate office is located in Mumbai. It has over 100 branches across the country. Tata Capital offers consumer loans, wealth management, commercial finance, and infrastructure finance.
Detail: Candidates should be at least 21 years of age to be eligible for a personal loan.
Annual Percentage Rate (APR): 11.75%
HDB Bank Personal Loan
About HDB Bank: HDB Financial Services (HDBFS) is a non-banking financial company (NBFC) in India, incorporated in 2007. It is a subsidiary of HDFC Bank Limited. It offers a wide range of loan products, including personal loans, business loans, car loans, home loans, and others.
Detail: The applicant should be attained the age of 21 years and should not be above the age of 60 years at the time of the loan maturity.
Annual Percentage Rate (APR): 14.99% (Fixed)
Incred Finance Personal Loan
Incred Finance | PERSONAL LOAN
About Incred Finance: Incred Finance is an Indian non-banking financial company (NBFC) founded in 2016 by Bhupinder Singh. It has been operating continuously since 2016. The company offers home loans, education loans, consumer loans, and SME business loans. Its headquarters are located in Mumbai, Maharashtra.
Detail: The applicant should be at least 21 years old to be eligible for a personal loan.
Annual Percentage Rate (APR): 11.49% p.a. onwards
Bajaj Finserv Personal Loan
About Bajaj Finserv: Bajaj Finserv Limited, formally known as Bajaj Finserv, is a non-banking financial company headquartered in Pune and founded by Jamnalal Bajaj in May 2007. The company has been operating continuously since May 2007.
Detail: Maximum age of applicant: 55 years Minimum age of applicant: 23 years
Annual Percentage Rate (APR): 10% p.a. onwards
IIFL Finance Limited Personal Loan
IIFL Finance Limited | PERSONAL LOAN
About IIFL Finance Limited: IIFL, or India Infoline as it is also known, is a Mumbai, India-based financial services company that was founded in 1995. IIFL primarily focuses on financial services, including mortgages and loans, and is considered one of the leading companies in this sector.
Detail: The candidates should be between 21 to 58 years at the time of the loan.
Annual Percentage Rate (APR): 13%
Yes Bank Personal Loan
About Yes Bank: Yes Bank is an Indian private sector bank with its corporate headquarters in Mumbai, Maharashtra. The bank was founded by Ashok Kapur and Rana Kapoor in 2004. The bank provides banking and financial products and services to corporate and retail customers.
Detail: The applicant should be at least 21 years of age to be eligible for a loan.
Annual Percentage Rate (APR): 10.99% p.a. onwards
Bandhan Bank Personal Loan
About Bandhan Bank: Bandhan Bank Limited is an Indian banking and financial services provider headquartered in Kolkata, West Bengal. The bank was founded by Chandra Shekhar Ghosh on August 23, 2015. It has been providing banking and financial services since that date. According to sources, Dr. Anup Kumar Sinha currently holds the position of Chairman of Bandhan Bank.
Detail: The applicant should be between 21 to 60 years of age at the time of the loan.
Annual Percentage Rate (APR): 15% p.a.
IDBI Bank Personal Loan
About IDBI Bank: Industrial Development Bank of India, formally known as IDBI, is an Indian private sector bank owned by the Government of India. Its headquarters are located in Mumbai, Maharashtra. The bank was established on July 1, 1964.
Detail: The minimum age limits should be 22 years at the time of the loan.
Annual Percentage Rate (APR): 8.90%
Union Bank of India Personal Loan
Union Bank of India | PERSONAL LOAN
About Union Bank of India: Union Bank of India is one of the largest banks established in India, engaged in providing commercial banking services. The bank offers services in corporate and wholesale banking, retail banking operations, treasury operations, and other banking services. In addition, the bank also provides personal and corporate loans. The bank was founded on November 11, 1919. Its head office is currently located in Mumbai, India.
Detail: Union Bank of India Personal Loan avail at an attractive interest rate with minimum documentation such as basic KYC and other required documents. The applicant should be attained 18 years of age at the time of application for a personal loan.
Annual Percentage Rate (APR): 8.90% p.a.
AU Small Finance Bank Limited Personal Loan
AU Small Finance Bank Limited | PERSONAL LOAN
About AU Small Finance Bank Limited: AU Small Finance Bank Limited is engaged in the provision of commercial banking services. It is an Indian scheduled commercial bank that was established in 1996 as AU Financiers Limited, a vehicle finance company. This vehicle finance company was later converted into a small finance bank on April 19, 2017.
Detail: AU Small Finance Bank Limited personal loan can be availed at an attractive interest rate with Flexible payment options from 2 to 60 months. Easy and instant approval. Applicant’s age should be between 23 years to 58 years at maturity.
Annual Percentage Rate (APR): 8.90% p.a.
United Bank of India Personal Loan
United Bank of India | PERSONAL LOAN
About United Bank of India: United Bank of India (UBI) is one of the largest banks in India, headquartered in Kolkata. It is a government-owned bank. Currently, United Bank of India has a three-tiered organizational structure. The bank has 36 regional offices and 2054 branches spread across India. It has a significant presence in Eastern India.
Detail: United Bank of India Personal Loan avail at an interest rate starting at 13.45% p.a. onwards. To be eligible for United Bank of India Personal loan, the applicant should not be less than 21 years old.
Annual Percentage Rate (APR): 13.45% p.a.
Allahabad Bank Personal Loan
Allahabad Bank | PERSONAL LOAN
About Allahabad Bank: Allahabad Bank is one of the largest banks in India and is engaged in the business of debenture and security trusteeship. Allahabad Bank was founded on April 14, 1865, in Kolkata. The banks headquarters are located in Kolkata, India.
Detail: 1) Candidates must be between the age of 21 years to 60 years. 2) Easy Process & Minimum Documentation.
Annual Percentage Rate (APR): 12.15%
Punjab National Bank Personal Loan
Punjab National Bank | PERSONAL LOAN
About Punjab National Bank: Punjab National Bank is one of Indias most popular banks, founded in 1895 and headquartered in New Delhi, India. It operates as a commercial bank, offering a wide range of banking products and services to all its customers, including consumer banking, corporate banking, finance, and insurance.
Detail: 1) Punjab National Bank offers personal loans up to Rs.10 lakh at an attractive interest rate. 2) Maximum age - 70 years, Minimum age - 21 years.
Annual Percentage Rate (APR): 8.95% p.a.
Indian Bank Personal Loan
About Indian Bank: Indian Bank is one of Indias most popular banks, established in 1907. It is one of the top-performing public sector banks in India. The bank offers a wide range of banking products and services to all its customers. As of 2019, the bank had a total of 20,924 employees.
Detail: 1) Customers can get a Personal Loan from Indian bank at the lowest interest rates. 2) To be eligible for a Personal Loan, the candidate's age should be a minimum of 21 years and a maximum of 65 years.
Annual Percentage Rate (APR): 9.05% p.a.
Central Bank of India Personal Loan
Central Bank of India | PERSONAL LOAN
About Central Bank of India: Central Bank of India is a prominent bank operating in India. It offers a wide range of commercial banking products and services. It is one of the most trusted banks in India. Central Bank of India was founded on December 21, 1911, by Sorabji Pochkhanawala and its headquarters are located in Mumbai, India.
Detail: 1) You can apply for a personal loan at starting rate of 8.45%. 2) The applicant should be at least 21 years of age at the time of applying.
Annual Percentage Rate (APR): 8.45% p.a.
HSBC Bank Personal Loan
About HSBC Bank: The Hong Kong and Shanghai Banking Corporation, commonly known as HSBC Bank, is one of the worlds largest banking and financial services organizations, founded on March 3, 1865. Its headquarters are located in London, United Kingdom (UK).
Detail: 1) You can apply for a personal loan at starting rate of 10.50% p.a. 2) Salaried Applicants: 21 years to 60 years, Self-Employed Applicants: 21 years to 65 years
Annual Percentage Rate (APR): 10.50% p.a.
Bank of Maharashtra Personal Loan
Bank of Maharashtra | PERSONAL LOAN
About Bank of Maharashtra: Bank of Maharashtra is one of the largest banks in India. It is a government-owned bank. The bank has over 1900 branches spread across India. It offers a wide range of banking and financial services. Currently, Bank of Maharashtras headquarters are located in Pune, Maharashtra.
Detail: To become eligible for a personal loan, applicant should be attained the age of 21 years at the time of applying for a loan.
Annual Percentage Rate (APR): 9.55%
Federal Bank Personal Loan
About Federal Bank: Federal Bank Limited is one of the most popular Indian private sector banks. It is headquartered in Aluva, Kochi. It provides banking and financial services. As of 2021, Federal Bank has over 1250 branches spread across India. Additionally, Federal Bank has branches in Abu Dhabi, Qatar, Kuwait, Oman, and Dubai.
Detail: To be eligible for a personal loan, the applicant age should be between 21 to 60 years at the time of application.
Annual Percentage Rate (APR): 10.49% p.a.
UCO Bank Personal Loan
About UCO Bank: UCO Bank, also known as United Commercial Bank, is one of the largest nationalized banks in India. It was founded in 1943 in Kolkata by Ghanshyam Das Birla. Currently, it is owned by the Ministry of Finance, Government of India. It offers a wide range of banking and financial services. As of 2021, the bank was ranked 80th on the Fortune India 500 list.
Detail: 1) Salaried Individuals 2) Self Employed Individuals and Professionals 3) Pensioners
Annual Percentage Rate (APR): 8.45% p.a.
IDFC First Bank Personal Loan
IDFC First Bank | PERSONAL LOAN
About IDFC First Bank: IDFC First Bank Limited is one of the most popular private sector banks in India. IDFC First Bank Limited was established in 2015. The bank provides banking, financial, and other services. Currently, IDFC First Bank Limited has become more popular compared to other banks due to its excellent services.
Detail: To become eligible for IDFC First Bank personal loan, candidates should be 21 years old at the time of applying for a loan.
Annual Percentage Rate (APR): 10.49%
AXIS Bank Personal Loan
About AXIS Bank: Axis Bank falls under the category of private banks. It is ranked as the third largest private sector bank in India. In other words, Axis Bank is the third largest private bank in India. The bank commenced operations in 1994. Axis Bank is one of the first-generation private sector banks. This bank provides financial services to those in need.
Detail: Candidates should be at least 21 years old at the time of applying for a loan.
Annual Percentage Rate (APR): 10.25% p.a. onwards
Corporation Bank Personal Loan
Corporation Bank | PERSONAL LOAN
About Corporation Bank: Corporation Bank was a public sector bank established on March 12, 1906. It provided banking and financial services. In 2019, following an announcement by Finance Minister Nirmala Sitharaman, the bank was merged with Union Bank of India. According to information gathered from various websites, the bank had a network of approximately 2,432 fully automated CBS branches. Furthermore, as of March 2019, Corporation Bank had a total of 18,935 employees.
Detail: To become eligible for Corporation Bank personal loan, applicant should be a permanent employee of reputed private companies/firms.
Annual Percentage Rate (APR): 10.75% onwards
Mufin Finance Limited Personal Loan
Mufin Finance Limited | PERSONAL LOAN
About Mufin Finance Limited: Mufin Finance Limited was incorporated on March 31, 1997. The company is classified as a non-government company and is registered with the Registrar of Companies, Delhi. It provides unsecured working capital loans to businesses that would otherwise not receive financing from banks or other financial institutions due to specific reasons. With this company, anyone can borrow up to Rs.5,00,000. Based on your needs, you can take out a personal loan for any purpose up to this amount.
Detail: To be eligible for Mufin Finance personal loan, the age of applicants should not be more than 45 years at the time of applying application form.
Annual Percentage Rate (APR): Refer to the official website of Mufin Finance Ltd.
Aditya Birla Finance Limited Personal Loan
Aditya Birla Finance Limited | PERSONAL LOAN
About Aditya Birla Finance Limited: Aditya Birla Finance Limited, commonly known as ABFL, is a leading, well-diversified financial services company in India. The company provides end-to-end lending, financing, and wealth management solutions to a diverse range of customers across the country. It was established on March 31, 2017. Aditya Birla Finance Limited (ABFL) now offers personal loans to salaried individuals with a good credit score for medical emergencies and much more.
Detail: To get a personal loan from Aditya Birla Finance Limited, applicants will have to be a salaried professional with a regular source of income.
Annual Percentage Rate (APR): Interest rate starts from 11% p.a. up to 26% p.a.
Canara Bank Personal Loan
About Canara Bank: Canara Bank is one of the public sector banks in India. The bank is wholly owned and controlled by the Ministry of Finance, Government of India. It offers a wide range of consumer banking services, including savings accounts, current accounts, short-term and long-term loans, and other banking services. The bank has become very popular among people due to its excellent banking services.
Detail: Aspirants can get a personal loan for various reasons, including marriage, home renovation, and other education purposes. To apply for a personal loan from Canara Bank, applicants need to complete all the requirements for Canara bank personal loan.
Annual Percentage Rate (APR): 12.05% p.a.
State Bank of India SBI Personal Loan
State Bank of India SBI | PERSONAL LOAN
About State Bank of India SBI: State Bank of India (SBI) is one of the largest banks in India. It ranks first among the top Indian multinational public sector banks. State Bank of India (SBI) is an Indian multinational public sector bank and financial services statutory body. It offers savings accounts, personal loans, car loans, home loans, gold loans, business loans, education loans, and other financial services. It was founded on July 1, 1955.
Detail: Avail personal loan from SBI starting at 11% p.a. Candidates should be able to provide the required KYC documents.
Annual Percentage Rate (APR): 11% p.a. onwards
Lendingkart Finance Limited Personal Loan
Lendingkart Finance Limited | PERSONAL LOAN
About Lendingkart Finance Limited: Lendingkart Finance Limited is a non-deposit-taking NBFC (Non-Banking Financial Company) that provides SME loans in India. It was formerly known as Aadri Infin Limited. The company aims to transform small business lending by making it easier for SMEs to access credit. Lendingkart Finance Limited provides collateral-free working capital loans to small and medium-sized enterprises for their day-to-day operations.
Detail: Loans for salaried employee with a salary of Rs. 30000 at least. Age must be in the age group 22-58.
Annual Percentage Rate (APR): From 1-2% per month
Poonawalla Fincorp Limited Personal Loan
Poonawalla Fincorp Limited | PERSONAL LOAN
About Poonawalla Fincorp Limited: Poonawalla Fincorp Limited, formerly known as Magma Fincorp, is a popular non-banking financial company (NBFC) in India engaged in consumer and MSME financing. Headquartered in Pune, the company is part of the Cyrus Poonawalla Group. It is an excellent resource for individuals seeking personal loans to meet their basic needs such as home renovation, higher education, and other financial requirements.
Detail: Salaried employees can use the Poonawalla Fincorp personal loan to fulfil various personal and professional needs such as home renovation, travelling, etc.
Annual Percentage Rate (APR): 9.99% p.a. onwards
Muthoot Finance Ltd Personal Loan
Muthoot Finance Ltd | PERSONAL LOAN
About Muthoot Finance Ltd: Muthoot Finance Company is an Indian financial services company that provides business loans, investment management, gold distribution, insurance, and other financial services. Muthoot Finance offers gold loans at low interest rates. The company has expanded its services across India, making its facilities available to residents in various rural and urban areas. Muthoot Finance enjoys the trust of over 70 million people. It is one of the most renowned gold loan providers in India. The company primarily focuses on lending. It is a reliable company for obtaining gold loans.
Detail: Self-employed individuals can apply for a personal loan from Muthoot Finance Ltd with a regular verifiable income.
Annual Percentage Rate (APR): 14% – 22% p.a.
DBS Bank Personal Loan
About DBS Bank: DBS Bank Limited is a Singaporean multinational banking and financial services corporation that ranks among the worlds best banks and is one of the leading foreign banks in India. The bank has been serving its customers in Asia with dedication for over 40 years. It offers a comprehensive range of banking services in India to large, medium, and small enterprises, as well as individual consumers. These services include retail banking, corporate banking, investment banking, wealth management, mortgage loans, private banking, credit cards, finance and insurance, and other financial services. The corporations headquarters are located at the Marina Bay Financial Centre in the Marina Bay district of Singapore.
Detail: Applicants may apply for a personal loan from DBS Bank with the minimum monthly income at Rs 25,001.
Annual Percentage Rate (APR): 10.99% to 28.99%
