Central Bank of India Personal Loan

Central Bank of India | Personal Loan

About Central Bank of India: सेंट्रल बैंक ऑफ इंडिया भारत में संचालित एक प्रतिष्ठित बैंक है। यह वाणिज्यिक बैंकिंग उत्पादों और सेवाओं की पेशकश करता है। यह भारत के सबसे भरोसेमंद बैंकों में से एक है। सेंट्रल बैंक ऑफ इंडिया की स्थापना 21 दिसंबर 1911 को सोराबजी पोचखानवाला ने की थी और इसका मुख्यालय भारत के मुंबई में स्थित है।

Detail: 1) You can apply for a personal loan at starting rate of 8.45%. 2) The applicant should be at least 21 years of age at the time of applying.

Annual Percentage Rate (APR): 8.45% p.a.

Minimum & Maximum period for repayment (Loan Tenure): 12 months to 60 months

Loan processing charges: Rs. 500

Late Payment: As per the loan agreement

Foreclosure Charges: As per the loan agreement

Partpayment Charges: Rs.500

Maximum Loan Amount: Up to Rs. 20 lakh

Central Bank of India Profile

Sector : Finance

Industry : Regional Banks

सेंट्रल बैंक ऑफ इंडिया अपने खाताधारकों को सेंट्रल बैंक ऑफ इंडिया बैलेंस इनक्वायरी, फंड ट्रांसफर और भी बहुत सी बैंकिंग सेवाएँ प्रदान करता है। 31 मार्च 2020 तक इस बैंक में कुल 33,481 कर्मचारी कार्यरत है और इस बैंक की कुल 4,651 शाखाएँ हैं जो पूरे भारत में फैली हुई हैं। वर्तमान में माटम वेंकट राव सेन्ट्रल बैंक ऑफ इंडिया के एमडी और सीईओ के पद पर कार्यरत है।

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Central Bank of India ROI Max Loan Amount Tenure Processing Fee Late Payment Foreclosure Charges Partpayment Charges
Personal Loan 8.45% p.a. Up to Rs. 20 lakh 12 months to 60 months Rs. 500 As per the loan agreement As per the loan agreement Rs.500
Home Loan 7.30% p.a. Up to Rs.1 Crore 5 years to 30 years Upto 0.50% (Maximum Rs.20,000) As per the loan agreement -- Nil charges
Car Loan 1) New car loan: 7.25% p.a. 2) Used car loan: 9.95% p.a. 1) Used car loan: Up to 75% of the market value of your car 2) New car loan: Up to 90% of the on-road price of your car 1) New car loan: 12 months to 84 months 2) Used car loan: 12 months to 60 months 0.50% of the loan amount As per the loan agreement Nil Nil
Business Loan 8.55% p.a. onwards Maximum of Rs.10 lakh 12 months to 60 months 0.5% of the loan amount As per the loan agreement N/A N/A
Gold Loan -- Rs.20 lakh 1 month to 12 months 0.5% of the loan amount plus applicable taxes As decided by Bank N/A N/A
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