Indian Bank Personal Loan

Indian Bank | Personal Loan | 09-Apr,2021

About Indian Bank: इंडियन बैंक भारत का सबसे लोकप्रिय बैंक है जिसकी स्थापना 1907 में हुई थी। यह बैंक भारत में शीर्ष प्रदर्शन करने वाले सार्वजनिक क्षेत्र के बैंकों में से एक है। यह बैंक सभी ग्राहकों के लिए बैंकिंग उत्पादों और सेवाओं की पेशकश करता है। 2019 तक इस बैंक में कुल 20,924 कर्मचारी कार्यरत है।

Detail: 1) Customers can get a Personal Loan from Indian bank at the lowest interest rates. 2) To be eligible for a Personal Loan, the candidate's age should be a minimum of 21 years and a maximum of 65 years.

Annual Percentage Rate (APR): 9.05% p.a.

Minimum & Maximum period for repayment (Loan Tenure): 12 months to 84 months

Loan processing charges: Up to 1% of loan sanctioned

Late Payment: --

Foreclosure Charges: N/A

Partpayment Charges: N/A

Maximum Loan Amount: Up to Rs.10 lakh

Indian Bank Profile

Sector : Finance

Industry : Regional Banks

इंडियन बैंक की स्थापना 15 अगस्त, 1907 को हुई थी और इसका मुख्यालय भारत के चेन्नई में स्थित है। इस बैंक की कुल 2900 शाखाएं हैं जो पूरे भारत में फैली हुई हैं। वर्तमान में इंडियन बैंक का तीन स्तरीय संगठनात्मक सेटअप है: ट्रेजरी, कॉर्पोरेट / थोक बैंकिंग, खुदरा बैंकिंग और अन्य बैंकिंग संचालन। 30 अगस्त 2019 को भारतीय वित्त मंत्री निर्मला सीतारमण द्वारा की गई घोषणा के अनुसार, इलाहाबाद बैंक 1 अप्रैल 2020 से इंडियन बैंक में विलय हो गया, जिससे इंडियन बैंक देश का सातवां सबसे बड़ा बैंक बन गया।

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Indian Bank ROI Max Loan Amount Tenure Processing Fee Late Payment Foreclosure Charges Partpayment Charges
Personal Loan 9.05% p.a. Up to Rs.10 lakh 12 months to 84 months Up to 1% of loan sanctioned -- N/A N/A
Home Loan 7.55% p.a. Up to Rs.30 lakh 05 years to 20 years Up to 0.23% (Maximum Rs.20,381) -- -- --
Education Loan 12.50% per annum Up to Rs.4 lakh 05 years to 10 years As per Decided by Bank -- -- Nil
Car Loan 1) New car loan: 9.65% p.a. 2) Used car loan: 12.25% p.a. 1) Used car loan: Up to 60% of the market value of your car 2) New car loan: Up to 85% of the on-road price of your car 1) New car loan: 12 months to 84 months 2) Used car loan: 12 months to 60 months As per Decided by Bank -- Nil Nil
Business Loan 8.30% p.a. onwards Maximum of Rs.25 crores 12 months to 120 months 1% to 3% of the loan amount -- N/A N/A
Gold Loan 8.50% p.a. onwards Up to Rs.1 crore 6 months to 12 months Up to Rs.25,000 - Nil >> Above Rs.25,000 and up to Rs.5 lakh - 0.30% with min. of Rs.300 >> Above Rs.5 lakh and up to Rs.1 crore - 0.28% with min. of Rs.1,500 -- Nil Nil
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