Kotak Mahindra Bank Personal Loan

Kotak Mahindra Bank | Personal Loan | 03-Dec,2022

About Kotak Mahindra Bank: कोटक महिंद्रा बैंक लिमिटेड एक निजी क्षेत्र का बैंक है। यह बैंक खुदरा और कॉर्पोरेट ग्राहकों के लिए बैंकिंग और वित्तीय सेवाओं की पेशकश करता है। बैंक की स्थापना उदय कोटक ने फरवरी 2003 में की थी। कोटक महिंद्रा बैंक के सीईओ 1 मई 2018 से उदय कोटक हैं।

Detail: Candidates should be between 21 to 58 years of age for availing a personal loan.

Annual Percentage Rate (APR): 10.99% - 18%

Minimum & Maximum period for repayment (Loan Tenure): 60 Months

Loan processing charges: 2.5 % + GST

Late Payment: After 12 months, 5% foreclosure charges with GST

Foreclosure Charges: 3% p.m compounded monthly

Partpayment Charges: N/A

Maximum Loan Amount: 15 lakhs

Kotak Mahindra Bank Profile

Sector : Finance

Industry : Regional Banks

कोटक महिंद्रा बैंक लिमिटेड बाजार पूंजीकरण द्वारा तीसरा निजी क्षेत्र का भारतीय बैंक है। इसका मुख्यालय मुंबई, महाराष्ट्र में स्थित है। बैंक की स्थापना फरवरी 2003 में उदय कोटक ने की थी। बैंक आकर्षक ऑफ़र के साथ उच्च ब्याज दरों की बचत खाते, कम ब्याज दर व्यक्तिगत ऋण और क्रेडिट कार्ड प्रदान करता है। 2017 तक, बैंक के पास 33,013 कर्मचारी हैं और 1600 शाखाओं और 2519 एटीएम का नेटवर्क है।

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Kotak Mahindra Bank ROI Max Loan Amount Tenure Processing Fee Late Payment Foreclosure Charges Partpayment Charges
Personal Loan 10.99% 15 lakhs 60 Months 2.5 % + GST After 12 months, 5% foreclosure charges with GST 3% p.m compounded monthly N/A
Home Loan 6.75% p.a. Check with Bank Check with Bank Up to 0.50% of the approved amount + GST -- Not Applicable --
Education Loan 10.25% Up to Rs.7.50 lakhs 5-7 years Up to 2% of the loan amount+ service tax -- -- --
Car Loan 8% p.a. Up to 90% of the value of the car Up to 7 years 0.50% of the car loan amount -- -- --
Business Loan 11.50% 3 lakh to 2 crore 24 months to 60 months Maximum 2% of the loan / facility amount (Plus GST) 6% of Foreclosure Loan Amount 3% p.m N/A
Gold Loan 10.50% p.a. Up to Rs.50 lakh 12 months to 48 months Up to 2% of the loan amount excluding GST -- 2.25% of the fore closure amount Nil
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