HDFC Bank Personal Loan

HDFC Bank | Personal Loan | 22-Feb,2021

About HDFC Bank: एचडीएफसी बैंक लिमिटेड भारत में एक बैंकिंग और वित्तीय सेवा कंपनी है जिसकी स्थापना अगस्त 1994 में हुई है। यह बैंक सभी ग्राहकों को बैंकिंग और वित्तीय सेवाएं प्रदान करता है। एचडीएफसी बैंक का मुख्यालय मुंबई, महाराष्ट्र में है।

Detail: Candidates need to attain the age of 21 years and should be able to provide the required KYC documents.

Annual Percentage Rate (APR): 11.25 % to 18 %

Minimum & Maximum period for repayment (Loan Tenure): 60 months

Loan processing charges: Upto 2.5 %

Late Payment: Allowed after 12 EMI's, 2 - 4%

Foreclosure Charges: 2% per month on EMI/Principal Overdue

Partpayment Charges: Allowed after 12 EMI's, 2-4%

Maximum Loan Amount: 50 lakh

HDFC Bank Profile

Sector : Finance

Industry : Regional Banks

एचडीएफसी बैंक लिमिटेड, जिसे औपचारिक रूप से एचडीएफसी बैंक के रूप में जाना जाता है, भारतीय बैंकिंग और वित्तीय सेवा प्रदाता कंपनी है जिसका मुख्यालय मुंबई, महाराष्ट्र में स्थित है। यह बैंक अगस्त 1994 से बैंकिंग और वित्तीय सेवा क्षेत्र में नियमित रूप से काम कर रहा है। एचडीएफसी बैंक लिमिटेड के CEO 27 अक्टूबर, 2020 से शशिधर जगदीशन हैं। 30 जून, 2019 तक, बैंक के पास 104,154 स्थायी कर्मचारी हैं और 2764 शहरों में 5500 शाखाओं का नेटवर्क है।

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HDFC Bank ROI Max Loan Amount Tenure Processing Fee Late Payment Foreclosure Charges Partpayment Charges
Personal Loan 10.50% to 18% 50 lakh 60 months Upto 2.5 % Allowed after 12 EMI's, 2 - 4% 2% per month on EMI/Principal Overdue Allowed after 12 EMI's, 2-4%
Home Loan 6.75% p.a. Upto 5 Crore Maximum 30 Years Upto 0.50% of the loan amount - - N/A
Education Loan 9.40% p.a. Up to 20 lakhs Up-to 15 years Maximum up to 1% of the loan amount (Minimum Rs. 1000/-) -- -- --
Car Loan 7.65% Fixed New Car: Upto 100% of ex-showroom price Used Car: Upto 100% of market value 12 months to 84 months New Car: 0.40% Max Rs. 10,000 Used Car: 2.00% Min Rs. 5,000 As per the loan provider. New Car 5% from 13-24 months 3% after 24 months Used Car Not allowed for 6 months 6% from 7-12 months 5% from 13-24 months 3% after 24 months N/A
Business Loan 15.65% Upto 40 Lakh (50 lakh in selected locations) 12 to 48 months Upto 2.50% of the loan amount Nil Allowed after 12 EMI's, 2 - 4% N/A
Gold Loan 9.50% p.a. onwards Up to 90% of your Gold value Repay only the interest on the loan every month. 1.5% of disbursal amount + GST -- 1% + applicable tax --
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