
United Bank of India | Personal Loan | 02-Apr,2021
About United Bank of India: United Bank of India (UBI) is one of the largest banks in India, headquartered in Kolkata. It is a government-owned bank. Currently, United Bank of India has a three-tiered organizational structure. The bank has 36 regional offices and 2054 branches spread across India. It has a significant presence in Eastern India.
Detail: United Bank of India Personal Loan avail at an interest rate starting at 13.45% p.a. onwards. To be eligible for United Bank of India Personal loan, the applicant should not be less than 21 years old.
Annual Percentage Rate (APR): 13.45% p.a.
Minimum & Maximum period for repayment (Loan Tenure): 1) Salaried employees : 12 months to 36 months 2) Pensioners : 12 months to 48 months
Loan processing charges: 1) Salaried employees : 1% of the loan amount 2) Pensioners : 1.18% of the loan amount
Late Payment: --
Foreclosure Charges: --
Partpayment Charges: N/A
Maximum Loan Amount: 1) Salaried employees : Rs.2 lakh 2) Pensioners : Rs.10 lakh
Sector : Finance
Industry : Regional Banks
United Bank of India (UBI) is one of the major banks in India that was nationalized on July 19, 1969. United Bank of India (UBI) offers banking and financial services. According to sources, Ashok Kumar Pradhan currently holds the position of CEO at United Bank of India (UBI).
You will go on the Official website.
| United Bank of India | ROI | Max Loan Amount | Tenure | Processing Fee | Late Payment | Foreclosure Charges | Partpayment Charges | |
|---|---|---|---|---|---|---|---|---|
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Personal Loan | 13.45% p.a. | 1) Salaried employees : Rs.2 lakh 2) Pensioners : Rs.10 lakh | 1) Salaried employees : 12 months to 36 months 2) Pensioners : 12 months to 48 months | 1) Salaried employees : 1% of the loan amount 2) Pensioners : 1.18% of the loan amount | -- | -- | N/A |
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Gold Loan | 7.95% p.a. | Up to Rs.10 lakhs | 6 months to 12 months | Customized | -- | -- | -- |
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