Bank of Baroda Gold Loan

Bank of Baroda | Gold Loan | 07-Apr,2021

About Bank of Baroda: Bank of Baroda, formally known as BOB, is one of Indias largest public sector banks, founded on July 20, 1908, by Sayajirao Gaekwad III. With 131 million customers, it is the third-largest public sector bank in India.

Detail: 1) You will be required to get a gold loan from Bank of Baroda. 2) The applicant should be between 18 years to 75 years of age.

Annual Percentage Rate (APR): 7.70% p.a. onwards

Minimum & Maximum period for repayment (Loan Tenure): 6 months to 12 months

Loan processing charges: 1% of the loan amount + GST

Late Payment: --

Foreclosure Charges: --

Partpayment Charges: N/A

Maximum Loan Amount: Up to Rs. 25 Lakhs

Bank of Baroda Profile

Sector : Finance

Industry : Regional Banks

Bank of Baroda (BOB) is one of Indias most popular public sector banks, inaugurated on July 20, 1908, with its headquarters in Vadodara, Gujarat. The bank provides banking and financial services to all its customers. As of 2020, it has a workforce of 84,283 employees and a network of 9,482 branches and 13,193 ATMs across India. The current chairman of the bank is Hasmukh Adhia.

Know more

You will go on the Official website.

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Loan Type

Bank of Baroda ROI Max Loan Amount Tenure Processing Fee Late Payment Foreclosure Charges Partpayment Charges
Personal Loan 10.50% 10 Lakh 4 Years 2% The late payment will be allowed after 1(one) EMI's. N/A The Partpayment Charges will be allowed after 1(one) EMI's.
Home Loan 6.85% 7 Crore 30 years Minimum Rs. 10,030 -- -- --
Education Loan 7.70% 80 Lakh 15 months -- -- -- --
Car Loan -- Upto 90% auto loan financing of the on-road price of the car Maximum of 84 months 0.50% of the car loan amount (Upto a maximum of Rs.10,000) -- Not Applicable --
Business Loan -- Upto 50 Lakh 12 to 48 months Upto 2.50% of the loan amount -- -- --
Gold Loan 7.70% p.a. onwards Up to Rs. 25 Lakhs 6 months to 12 months 1% of the loan amount + GST -- -- N/A

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