ICICI Bank Home Loan

ICICI Bank | Home Loan | 22-Feb,2021

About ICICI Bank: ICICI बैंक लिमिटेड जिसे हम ICICI बैंक के रूप में जानते है एक भारतीय बहुराष्ट्रीय बैंकिंग और वित्तीय सेवा कंपनी है जिसका उद्धघाटन 05 जनवरी 1994 में किया गया था। इसका रजिस्टर्ड ऑफिस वड़ोदरा, गुजरात में स्थित है और कॉर्पोरेट ऑफिस मुंबई, महाराष्ट्र में स्थित है।

Detail: For salaried applicant: The applicant should be at least 21 years and should not be more than 60 years. For self-employed applicant: The applicant should be at least 21 years and should not be more than 65 years.

Annual Percentage Rate (APR): 6.80%

Minimum & Maximum period for repayment (Loan Tenure): 30 years

Loan processing charges: Upto 1.00%

Late Payment: -

Foreclosure Charges: Not Allowed

Partpayment Charges: Not Allowed

Maximum Loan Amount: Upto 5 Crore

ICICI Bank Profile

Sector : Finance

Industry : Regional Banks

ICICI बैंक भारत के चार बड़े बैंकों में से एक है। ICICI का गठन 1955 में विश्व बैंक की एक पहल के रूप में किया गया था। इस बैंक की पुरे भारत में 5,275 शाखाओं और 15,589 एटीएम का नेटवर्क है। इस बैंक के चेयरमैन गिरीश चंद्र चतुर्वेदी हैं। यह बैंक कॉर्पोरेट उत्पादों और खुदरा ग्राहकों के लिए बैंकिंग उत्पादों और वित्तीय सेवाओं की एक विस्तृत श्रृंखला प्रदान करता है।

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ICICI Bank ROI Max Loan Amount Tenure Processing Fee Late Payment Foreclosure Charges Partpayment Charges
Personal Loan 10.5% up to Rs 25 lakh 60 months Upto 2.25% of loan amount plus GST 24% per annum 5% on principal outstanding plus GST N/A
Home Loan 6.80% Upto 5 Crore 30 years Upto 1.00% - Not Allowed Not Allowed
Education Loan 10.50 % Up to Rs 40 lakh Up to 8/10 years -- -- -- --
Car Loan 7.90% New Car: Upto 100% of ex-showroom price Used Car: Upto 80% of market value New Car: Upto 7 years Used Car: Upto 5 years New Car: Min Rs. 2,500 Max Rs. 5,000 Used Car: 2.00% Min Rs. 2,500 Max Rs. 6,000 - Upto 5% N/A
Business Loan 16.49% 40 Lakh 36 months upto 2% (plus applicable taxes) Charged upto 4% Allowed after 6 EMI's, 5% Not Allowed
Gold Loan 10.50% p.a. onwards Up to Rs.1 crore 6 months to 12 months 1% of the loan amount sectioned+ GST -- -- N/A
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