
Punjab National Bank | Business Loan | 20-Aug,2022
About Punjab National Bank: पंजाब नेशनल बैंक भारत का सबसे लोकप्रिय बैंक है जिसकी स्थापना 1895 में हुई थी और इसका मुख्यालय नई दिल्ली, भारत में स्थित है। यह बैंक एक वाणिज्यिक बैंक के रूप में संचालित होता है। यह सभी ग्राहकों के लिए उपभोक्ता बैंकिंग, कॉर्पोरेट बैंकिंग, वित्त और बीमा सहित बैंकिंग उत्पादों और सेवाओं की पेशकश करता है।
Detail: Applicants should have attained the age of 21 years at the time of applying for a loan.
Annual Percentage Rate (APR): 12.65% p.a.
Minimum & Maximum period for repayment (Loan Tenure): 01 Year to 05 Years
Loan processing charges: 1.8% + applicable taxes
Late Payment: As per the loan provider.
Foreclosure Charges: N/A
Partpayment Charges: As per loan agreement
Maximum Loan Amount: Up to Rs.15 lakh
Sector : Finance
Industry : Regional Banks
पंजाब नेशनल बैंक की स्थापना पंजाब केशरी लाला लाजपत राय ने 12 अप्रैल, 1895 को की थी। इस बैंक की कुल 10,910 शाखाएँ हैं जो पूरे भारत में फैली हुई हैं। सूत्रों के अनुसार, वर्तमान में CH S. S. Mallikarjuna Rao पंजाब नेशनल बैंक के CEO की कुर्सी संभाल रहे है।
| Punjab National Bank | ROI | Max Loan Amount | Tenure | Processing Fee | Late Payment | Foreclosure Charges | Partpayment Charges | |
|---|---|---|---|---|---|---|---|---|
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Personal Loan | 8.95% p.a. | Up to Rs.15 lakh | 12 months to 84 months | Up to 1.8% of the loan amount | -- | Nil | N/A |
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Home Loan | 6.80% p.a. onwards | Up to Rs.1 crore | 05 to 30 years | As per the loan agreement. | -- | NA | NA |
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Car Loan | 1) New car loan: 7.55% p.a. 2) Used car loan: 9.55% p.a. | 1) Used car loan: Upto 70% of market value of your car 2) New car loan: Upto 85% of on-road price of your car | 1) New car loan: 12 months to 84 months 2) Used car loan: 12 months to 60 months | As per Decided by Bank | -- | As per loan agreement | As per loan agreement |
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Business Loan | 12.65% p.a. | Up to Rs.15 lakh | 01 Year to 05 Years | 1.8% + applicable taxes | As per the loan provider. | N/A | As per loan agreement |
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Gold Loan | 8.75% p.a. | Up to Rs.10 lakh | 1 month to 12 months | 0.70% of loan amount + applicable taxes | -- | -- | Nil |