Punjab National Bank Home Loan

Punjab National Bank | Home Loan | 20-Aug,2022

About Punjab National Bank: Punjab National Bank is one of Indias most popular banks, founded in 1895 and headquartered in New Delhi, India. It operates as a commercial bank, offering a wide range of banking products and services to all its customers, including consumer banking, corporate banking, finance, and insurance.

Detail: The age of the loan applicants should be between 21 to 55 years.

Annual Percentage Rate (APR): 6.80% p.a. onwards

Minimum & Maximum period for repayment (Loan Tenure): 05 to 30 years

Loan processing charges: As per the loan agreement.

Late Payment: --

Foreclosure Charges: NA

Partpayment Charges: NA

Maximum Loan Amount: Up to Rs.1 crore

Punjab National Bank Profile

Sector : Finance

Industry : Regional Banks

Punjab National Bank was founded by Lala Lajpat Rai, also known as Punjab Kesari, on April 12, 1895. The bank has a total of 10,910 branches spread across India. According to sources, CH S. S. Mallikarjuna Rao currently holds the position of CEO of Punjab National Bank.

Know more

You will go on the Official website.

Punjab National Bank ROI Max Loan Amount Tenure Processing Fee Late Payment Foreclosure Charges Partpayment Charges
Personal Loan 8.95% p.a. Up to Rs.15 lakh 12 months to 84 months Up to 1.8% of the loan amount -- Nil N/A
Home Loan 6.80% p.a. onwards Up to Rs.1 crore 05 to 30 years As per the loan agreement. -- NA NA
Car Loan 1) New car loan: 7.55% p.a. 2) Used car loan: 9.55% p.a. 1) Used car loan: Upto 70% of market value of your car 2) New car loan: Upto 85% of on-road price of your car 1) New car loan: 12 months to 84 months 2) Used car loan: 12 months to 60 months As per Decided by Bank -- As per loan agreement As per loan agreement
Business Loan 12.65% p.a. Up to Rs.15 lakh 01 Year to 05 Years 1.8% + applicable taxes As per the loan provider. N/A As per loan agreement
Gold Loan 8.75% p.a. Up to Rs.10 lakh 1 month to 12 months 0.70% of loan amount + applicable taxes -- -- Nil

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