UCO Bank Education Loan

UCO Bank | Education Loan | 01-Jul,2023

About UCO Bank: यूको बैंक, जिसे यूनाइटेड कमर्शियल बैंक के नाम से भी जाना जाता है, भारत के सबसे बड़े राष्ट्रीयकृत बैंकों में से एक है। इसकी स्थापना वर्ष 1943 में कोलकाता में घनश्याम दास बिड़ला द्वारा की गई थी। वर्तमान में, यह भारत सरकार के वित्त मंत्रालय के स्वामित्व में है। यह कई प्रकार की बैंकिंग और वित्त सेवाएं प्रदान करता है। 2021 तक, फॉर्च्यून इंडिया की पांच सौ सूचियों में बैंक को अस्सी स्थान पर रखा गया है।

Detail: The applicant age must be above 21 years at the time of applying for a loan.

Annual Percentage Rate (APR): 9.30% p.a.

Minimum & Maximum period for repayment (Loan Tenure): 15 years after moratorium period

Loan processing charges: None

Late Payment: --

Foreclosure Charges: --

Partpayment Charges: --

Maximum Loan Amount: 1) India: Rs.10 lack 2) Overseas: Rs.20 lack

UCO Bank Profile

Sector : Finance

Industry : Regional Banks

यूको बैंक व्यक्तिगत ऋण,कार ऋण, गृह ऋण, व्यवसाय ऋण, स्वर्ण ऋण, शिक्षा ऋण आदि सहित कई प्रकार के ऋण प्रदान करता है। इसका मुख्यालय कोलकाता में है। मार्च 2021 तक यूको बैंक की शाखाओं में कुल 22,012 कर्मचारी कार्यरत हैं। वर्तमान में, अतुल कुमार गोयल यूको बैंक के सीईओ की कुर्सी संभाल रहे हैं।

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UCO Bank ROI Max Loan Amount Tenure Processing Fee Late Payment Foreclosure Charges Partpayment Charges
Personal Loan 8.45% p.a. Up to Rs. 15 lack Up to 60 months Up to 1% of loan sanctioned As per loan agreement N/A N/A
Home Loan 8.85% p.a Up to 90% of financing 30 years 0.5% of loan amount As per the loan application form. As per loan agreement As per loan agreement
Education Loan 9.30% p.a. 1) India: Rs.10 lack 2) Overseas: Rs.20 lack 15 years after moratorium period None -- -- --
Car Loan 1) New car loan: 9.10% p.a. 2) Pre-used car loan: 10.20% p.a. 1) New car loan: 85% of the on-road price 2) Up to Rs.15 lack Up to 60 months 1% of the loan amount As per the loan application form. As per loan agreement N/A
Business Loan 8.85% p.a. Upto 1 Crore Up to 60 months As per loan agreement As per the loan application form. As per the loan application form. --
Gold Loan 7.50% p.a. Upto Rs. 2 Crore Upto 03 years 1% of the loan amount As per loan agreement As per loan agreement As per loan agreement
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