
UCO Bank | Home Loan | 01-Jul,2023
About UCO Bank: यूको बैंक, जिसे यूनाइटेड कमर्शियल बैंक के नाम से भी जाना जाता है, भारत के सबसे बड़े राष्ट्रीयकृत बैंकों में से एक है। इसकी स्थापना वर्ष 1943 में कोलकाता में घनश्याम दास बिड़ला द्वारा की गई थी। वर्तमान में, यह भारत सरकार के वित्त मंत्रालय के स्वामित्व में है। यह कई प्रकार की बैंकिंग और वित्त सेवाएं प्रदान करता है। 2021 तक, फॉर्च्यून इंडिया की पांच सौ सूचियों में बैंक को अस्सी स्थान पर रखा गया है।
Detail: The candidates applying for Home Loan from UCO Bank must have attained the age of 21 years at the time of loan application.
Annual Percentage Rate (APR): 8.85% p.a
Minimum & Maximum period for repayment (Loan Tenure): 30 years
Loan processing charges: 0.5% of loan amount
Late Payment: As per the loan application form.
Foreclosure Charges: As per loan agreement
Partpayment Charges: As per loan agreement
Maximum Loan Amount: Up to 90% of financing
Sector : Finance
Industry : Regional Banks
यूको बैंक व्यक्तिगत ऋण,कार ऋण, गृह ऋण, व्यवसाय ऋण, स्वर्ण ऋण, शिक्षा ऋण आदि सहित कई प्रकार के ऋण प्रदान करता है। इसका मुख्यालय कोलकाता में है। मार्च 2021 तक यूको बैंक की शाखाओं में कुल 22,012 कर्मचारी कार्यरत हैं। वर्तमान में, अतुल कुमार गोयल यूको बैंक के सीईओ की कुर्सी संभाल रहे हैं।
| UCO Bank | ROI | Max Loan Amount | Tenure | Processing Fee | Late Payment | Foreclosure Charges | Partpayment Charges | |
|---|---|---|---|---|---|---|---|---|
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Personal Loan | 8.45% p.a. | Up to Rs. 15 lack | Up to 60 months | Up to 1% of loan sanctioned | As per loan agreement | N/A | N/A |
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Home Loan | 8.85% p.a | Up to 90% of financing | 30 years | 0.5% of loan amount | As per the loan application form. | As per loan agreement | As per loan agreement |
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Education Loan | 9.30% p.a. | 1) India: Rs.10 lack 2) Overseas: Rs.20 lack | 15 years after moratorium period | None | -- | -- | -- |
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Car Loan | 1) New car loan: 9.10% p.a. 2) Pre-used car loan: 10.20% p.a. | 1) New car loan: 85% of the on-road price 2) Up to Rs.15 lack | Up to 60 months | 1% of the loan amount | As per the loan application form. | As per loan agreement | N/A |
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Business Loan | 8.85% p.a. | Upto 1 Crore | Up to 60 months | As per loan agreement | As per the loan application form. | As per the loan application form. | -- |
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Gold Loan | 7.50% p.a. | Upto Rs. 2 Crore | Upto 03 years | 1% of the loan amount | As per loan agreement | As per loan agreement | As per loan agreement |